Farmers Mobile App

The Farmers Mobile App is a convenient way to access popular policy management features. The app allows you to easily view your ID cards, pay bills, view policy documents, set up payment reminders and report a claim at any time.*

Comments

Get the auto coverage you need with a great rate.

What Farmers Insurance Plans Include Farmers Insurance offers several types of auto insurance coverage, which means you have plenty of options when you work with Matt Metzger Agency. Some common car insurance plans include: Liability Coverage : This will cover you if you are legally responsible for the damages that occurred. Collision Coverage: If you happen to hit another vehicle or a fixed object on the road, collision coverage will take care of it. Comprehensive Coverage: If you find yourself in a situation other than an accident, such as theft, animal collision or fire, comprehensive coverage will cover your losses. Uninsured/Under-insured Motorist Coverage: If you get into an accident with someone who is uninsured or under-insured, this will give you comfort with liability coverage Medical Coverage: If you get injured during an accident, medical coverage can pay for all or most of your expenses. Personal Injury Protection: Similar t...

Car Insurance

The Basic Types of Coverage Protecting your assets and your health are two of the primary benefits of car insurance. Getting the proper coverage is the first step in the process. These are the basic types of coverage with which most people are familiar: Liability : This coverage pays for third-party personal injury and death-related claims, as well as any damage to another person's property that occurs as a result of your automobile accident. Liability coverage is required in all but a few states. Collision : This coverage pays to repair your car after an accident. It is required if you have a loan against your vehicle because the car isn't really yours — it belongs to the bank, which wants to avoid getting stuck with a wrecked car. Comprehensive : This coverage pays for damage incurred as a result of theft, vandalism, fire, water, etc. If you paid cash for your car or paid off your car loan, you may not need collision or comprehensi...

Difference between “Actual Cash Value” and “Replacement Cost”

Ho w it Works Homeowners insurance policies offer actual cash value or replacement cost coverage to replace your damaged, stolen, or destroyed personal property. • Replacement cost is what you would pay for the item at today’s cost. • Actual cash value is what you would pay for a similar item at today’s cost minus depreciation (replacement cost minus depreciation). • Depreciation is a decrease in value due to wear and tear or age. Claim Scenario Your home and some furnishings were damaged during a recent wildfire. You made a claim to your insurance company and have met your deductible. Now you are looking at replacing the damaged furnishings. Last year, you bought a sofa for your living room for $2,000. The amount of money you will receive to replace your sofa depends on the type of coverage you have. • If you have actual cash value coverage, the company might pay you $1,500 because that is the actual cash value of the so...

Farmers Insurance - Matt Metzger

Search This Blog