What Farmers Insurance Plans Include
Farmers Insurance offers several types of auto insurance coverage, which means you have plenty of options when you work with Matt Metzger Agency. Some common car insurance plans include:
- Liability Coverage: This will cover you if you are legally responsible for the damages that occurred.
- Collision Coverage: If you happen to hit another vehicle or a fixed object on the road, collision coverage will take care of it.
- Comprehensive Coverage: If you find yourself in a situation other than an accident, such as theft, animal collision or fire, comprehensive coverage will cover your losses.
- Uninsured/Under-insured Motorist Coverage: If you get into an accident with someone who is uninsured or under-insured, this will give you comfort with liability coverage
- Medical Coverage: If you get injured during an accident, medical coverage can pay for all or most of your expenses.
- Personal Injury Protection: Similar to medical coverage, however this will cover a broader range of costs that include loss of work, funeral costs, and rehabilitation expenses.
Choosing A Farmers Insurance Plan That’s Right for You
Deciding which auto insurance plans are right for you can seem daunting, but our agency can help you select the right amount of coverage. When selecting an auto insurance plan there are four things to consider:
- The vehicle you drive: If your car was a total loss after a collision, could you afford to replace it? If you finance or lease a vehicle, comprehensive and collision coverage is required. If you drive an older car, you can reduce these coverage’s.
- How much and when you drive: There are many bad drivers or uninsured and under-insured motorists on the road. That means that even if you’re a good driver, you could increase the risk of involvement in a collision the more time you spend driving.
- Who rides in the car with you: Do you carpool to basketball practice or take your kids and their friends on field trips? If the answer is yes, you must consider the liability impact.
- The value of your assets: Could you be financially vulnerable if you are sued after a collision? Liability insurance should be enough to protect the value of your assets.
Find Out More About Farmers Insurance Coverage
Farmers knows that when it comes to protecting what matters most, “one-size fits all coverage” just doesn’t cut it. That’s why we offer Accident Forgiveness, Small Claims Forgiveness, and tons of other coverage options to help you spot coverage gaps and cover other unexpected costs.
If you need Farmers Auto Insurance, Matt Metzger Agency has you covered. Drivers near San Antonio area, can learn more about our Farmers Auto Insurance offerings by contacting us online, or by calling (210) 722-8220.
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