What Farmers Insurance Plans Include Farmers Insurance offers several types of auto insurance coverage, which means you have plenty of options when you work with Matt Metzger Agency. Some common car insurance plans include: Liability Coverage : This will cover you if you are legally responsible for the damages that occurred. Collision Coverage: If you happen to hit another vehicle or a fixed object on the road, collision coverage will take care of it. Comprehensive Coverage: If you find yourself in a situation other than an accident, such as theft, animal collision or fire, comprehensive coverage will cover your losses. Uninsured/Under-insured Motorist Coverage: If you get into an accident with someone who is uninsured or under-insured, this will give you comfort with liability coverage Medical Coverage: If you get injured during an accident, medical coverage can pay for all or most of your expenses. Personal Injury Protection: Similar to medical coverage, howe