Farmers Insurance - Matt Metzger

Yes they do. According to regulatory associations, there is a direct correlation between credit scores and individuals getting into accidents, and cancellation policies due to non-payment. Therefore, premiums are higher for lower credit scores. Other Factors: In addition to Insurance Scores, there are other, more obvious factors used to determine your final rate including: Where you live, Year-Make and Model of Car Driving Record Claims History Age and Sex, etc. Your agent and insurance company aren't going to see specific information detailing what you owe or to whom, but they are going to see a version of your credit score and it significantly impacts how much you pay for insurance. Being responsible with credit will reward you with lower insurance costs!

Most young drivers are new to the world of traffic and our fast paced driving habits. Sometimes young drivers don’t have the reaction time so they hit the car in front of them with a rear end collision. They are confused but make sure themselves are ok and the person they hit is ok as well. After that then what? Farmers Insurance has given a step-by-step what to do after an accident. Stop and check for injuries, if anyone is injured call 911. Notify the police Set out flares, or signal with a flashlight to warn other drivers to prevent further damage DO NOT admit responsibility, an investigation may show that you were NOT responsible. Collect information. Gather names, phone numbers of any witnesses and information about the other driver such as drivers license number, phone number, insurance information, and description of other vehicle. Find out which authorities you are required to inform based on your states’ laws, and inform all of them Contact Insurance’s Claim Serv