Farmers Motorcycle Insurance We know when you're out on the road the last thing you want to worry about is whether you have the insurance policy you want. That’s why Farmers® offers the smart choice in motorcycle coverage, with experienced insurance agents right in your neighborhood, great savings with multi-line discounts and 24/7 Claim Services. A Farmers Motorcycle policy also offers specialized coverage options that include: Roadside assistance Trip interruption coverage Optional Equipment and Safety Apparel Year-round coverage, but with rates that take into account mostly seasonal use Every state has minimum insurance requirements for cars and motorcycles. The Farmers Motorcycle policy provides standard Collision and Liability coverage. Standard Coverage Types of Coverage standard with a Farmers Motorcycle policy: Liability coverage Collision coverage Other Than Collision coverage Added Coverage Options Extras and Increased Coverage Options in