Farmers Insurance - Matt Metzger

Your Landlord’s insurance is only there to cover them and their property…not yours. That’s why Renters insurance is so important! It works to cover your personal possessions, personal liability, medical payments and additional living expenses. Fires, theft, weather damage…these things happen, and they’re just as likely in a rented apartment as they are in a house. If you needed another reason to consider Renters…here it is. It’s incredibly cheap! Much cheaper than other coverage types, and usually only a couple of cents a day (yes, I said “cents”). And if you add it to your other existing policies, like an Auto or Life insurance policy, you could save even more. If you really want to see just how affordable it could be, get a  Renters insurance quote  now.

Life is unpredictable, and as much as you plan, there’s always something around the bend that never crossed your worried mind. With a Personal Umbrella policy from Farmers, you’ll have additional liability limits over and above those provided by your underlying policies Umbrella Insurance Explained To get a better sense of what Umbrella insurance is and how it would work, it helps to think about it in action. Say you’re held liable for causing a car accident with multiple vehicles, and the cost to cover the damages and injuries is $650,000. However, the liability limits on your Auto policy are only $500,000. In this case, your insurance would pay only $500,000 for the entire accident, and you would be responsible for the remaining $150,000 out of your own pocket! With a Personal Umbrella policy, however, you could extend your liability limits beyond the maximum provided by your underlying policies. In this case, an Umbrella policy would provide liability limits a

One of the most challenging aspects of the already stressful divorce process is agreeing how the two sides will split joint assets. As part of the discussion about how to divide property and investments, it’s important to consider how divorce might affect your life insurance policies. Divorce trends and beneficiary shifts Research suggests that about half of today’s marriages are likely to end in divorce, if current divorce and widowhood rates persist. 1   However, the Pew Research Center found that four in 10 divorced people aged 25-34 remarry, with the likelihood of remarriage increasing for people age 55 and older. 2 When planning your revised financial future, keep in mind that life insurance can be one important way to help protect your family’s financial security. Both divorce and remarriage may impact your life insurance planning. Divorced couples with children Alimony and child support are often major components in divorce settlements. Both involve one spouse pro