Farmers Insurance - Matt Metzger

My Car was Covered, But Not From Theft According to a 2012 FBI report, every 43 seconds a car is stolen in the United States.* Joe Thompson never thought his car would make that list, until it disappeared one night. His Story “I took my family to dinner and parked across the street. I figured that I had nothing to worry about as it’s a popular neighborhood spot,” he said. “But we were in for a shock after we came out of the restaurant. The car had vanished. My first thought was that it had been towed!” Actually, thieves had made off with Thompson’s car right from the heart of the busy area. After filing a police report, Thompson also filed a claim with his insurance company. To his disbelief, his claim was denied. “Unless you carry comprehensive coverage as part of your auto policy, you’re not covered for car theft,” he said. “I learned that the hard way.” For Thompson, the gap in his auto coverage dealt a huge financial blow. Without comprehensive coverage

You know the saying, “too many cooks in the kitchen,” but you could also have too many appliances. Forty-four percent of home fires start in the kitchen; by unplugging equipment that you aren’t using, you’ll help reduce the risk of it generating heat and sparking a flame. Need more tips on how to protect your home? Give me a call at 210.722.8220 and let’s chat.

According to pricing data collected by the U.S. Energy Information Administration (EIA) , the average monthly energy bill in the U.S. , including electricity, natural gas and heating oil, is around $181. We plugged this average into Freed’s energy-saving DIY home projects to find out how much you could potentially save per month. Project 1. Close your fireplace flue. Project Time: Five minutes Energy Bill Savings: Potentially up to 10 percent or more Freed says the fireplace flue is open in 90 percent of the homes he visits to conduct energy-efficiency audits. “That’s like keeping a big window in your ceiling wide open, and then putting a straw in it to suck out heat,” he says. The fast, simple fix: Attach a pull chain to your flue so it’s easier to open and close without getting your hands dirty. Keeping your flue closed when you’re not burning a fire can save you approximately 10 percent (or more) on your energy bill each month. Potential average monthly savings: